{"id":1562,"date":"2026-02-05T13:43:33","date_gmt":"2026-02-05T12:43:33","guid":{"rendered":"https:\/\/cms.pribank-ks.com\/?p=1562"},"modified":"2026-02-10T10:32:39","modified_gmt":"2026-02-10T09:32:39","slug":"","status":"publish","type":"post","link":"https:\/\/cms.pribank-ks.com\/sr\/2026\/02\/05\/kredite-e-mbuluara-me-fkgk\/","title":{"rendered":"","raw":""},"content":{"rendered":"","protected":false,"raw":""},"excerpt":{"rendered":"","protected":false,"raw":""},"author":8,"featured_media":1564,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_en_post_content":"","_en_post_name":"kredite-e-mbuluara-me-fkgk","_en_post_excerpt":"","_en_post_title":"Kredit\u00eb e mbuluara me FKGK","_sq_post_content":"\n

DRITARET GARANTUESE<\/strong><\/p>\n\n\n\n

Skemat garantuese apo si ne i quajm\u00eb Dritare Garantuese jan\u00eb garanci p\u00ebr institucionet financiare p\u00ebr t\u00eb mbuluar rrezikun p\u00ebr kredit\u00eb e l\u00ebshuara nd\u00ebrmarrjeve mikro, t\u00eb vogla dhe t\u00eb mesme (NMVM). K\u00ebto garanci l\u00ebshohen vet\u00ebm p\u00ebr kryegj\u00ebn\u00eb dhe nuk mbulojn\u00eb kamatat, shumat tjera t\u00eb borxhit, apo shpenzime t\u00eb tjera q\u00eb barten nga huadh\u00ebn\u00ebsi.<\/p>\n\n\n\n

Deri m\u00eb tani FKGK ka lansuar dritaret garantuese n\u00eb vijim:<\/p>\n\n\n\n

Dritarja Standarde<\/strong><\/p>\n\n\n\n

Dritarja Standarde \u00ebsht\u00eb dritare gjith\u00eb p\u00ebrfshir\u00ebse e FKGK-s\u00eb. Ve\u00e7orit\u00eb q\u00eb e karakterizojn\u00eb dritaren standarde p\u00ebrveq gjith\u00ebp\u00ebrfshirjes q\u00eb n\u00ebnkupton se kjo dritare i sh\u00ebrben t\u00eb gjitha aktivitetet e lejuara, dritarja standarde \u00ebsht\u00eb skem\u00eb q\u00eb garanton shuma m\u00eb t\u00eb m\u00ebdha t\u00eb kredis\u00eb, me afat t\u00eb gjat\u00eb t\u00eb kthimit deri 120 muaj. U dedikohet investimeve afatgjata si dhe p\u00ebr shuma t\u00eb larta, ofron tarif\u00eb t\u00eb ul\u00ebt t\u00eb kredis\u00eb. Gjithashtu, ofron garanci deri n\u00eb 50%.<\/p>\n\n\n\n

DRITARJA STANDARDE - Kosovo Credit Guarantee Fund<\/a><\/p>\n\n\n\n

Dritarja Agro <\/strong><\/p>\n\n\n\n

Dritarja Agro ofron garanci p\u00ebr institucionet e regjistruara financiare p\u00ebr t\u00eb mbuluar rrezikun p\u00ebr kredit\u00eb n\u00eb sektorin Agro p\u00ebr NMVM-t\u00eb.  E ve\u00e7ant\u00eb e k\u00ebsaj dritare \u00ebsht\u00eb se ofron garanci p\u00ebr biznese t\u00eb regjistruara n\u00eb ARBK apo edhe p\u00ebr fermer\u00eb q\u00eb posedojn\u00eb Certifikat\u00eb t\u00eb Fermerit dhe NIF (Num\u00ebr Identifikues t\u00eb Ferm\u00ebs). Ofron garanci deri n\u00eb 60% t\u00eb kryegj\u00ebs\u00eb s\u00eb kredis\u00eb bujq\u00ebsore, p\u00ebr garancit\u00eb deri n\u00eb 50,000 euro, p\u00ebrderisa p\u00ebr garancit\u00eb mbi 50,000 euro ofrohet garanci deri n\u00eb 50% t\u00eb kryegj\u00ebs\u00eb.  Afati maksimal i kthimit t\u00eb agro kredis\u00eb s\u00eb garantuar do t\u00eb jet\u00eb 120 muaj.<\/p>\n\n\n\n

DRITARJA AGRO - Kosovo Credit Guarantee Fund<\/a><\/p>\n\n\n\n

Dritarja e Eksportit<\/strong><\/p>\n\n\n\n

Dritarja e eksportit mb\u00ebshtet\u00eb bizneset duke qen\u00eb se eksporti \u00ebsht\u00eb nj\u00eb nga faktor\u00ebt kryesor\u00eb q\u00eb ndikon n\u00eb zhvillimin ekonomik t\u00eb vendit, FKGK ka p\u00ebr q\u00ebllim q\u00eb p\u00ebrmes k\u00ebsaj dritareje t\u00eb stimuloj\u00eb k\u00ebt\u00eb segment pavar\u00ebsisht nivelit t\u00eb eksporteve q\u00eb nj\u00eb nd\u00ebrmarrje mund t\u00eb ket\u00eb, p\u00ebrmes ofrimit t\u00eb garancive kreditore me tarifa preferenciale.  Garancit\u00eb ofrohen p\u00ebr shum\u00ebn deri n\u00eb\u202f50% t\u00eb kryegj\u00ebs\u00eb s\u00eb kredis\u00eb.<\/p>\n\n\n\n

DRITARJA E EKSPORTIT - Kosovo Credit Guarantee Fund<\/a><\/p>\n\n\n\n

Dritarja Grow<\/strong><\/p>\n\n\n\n

GROW \u2013 Dritarja e Rim\u00ebk\u00ebmbjes dhe Mund\u00ebsive t\u00eb Gjelb\u00ebra ka p\u00ebr q\u00ebllim t\u00eb mb\u00ebshtes qasjen n\u00eb financa duke mb\u00ebshtetur IRF-t\u00eb p\u00ebr financimet q\u00eb ato do t\u2019i b\u00ebjn\u00eb n\u00eb fush\u00ebn e energjis\u00eb s\u00eb rip\u00ebrt\u00ebritshme dhe efi\u00e7enc\u00ebs s\u00eb energjis\u00eb. Garancit\u00eb ofrohen p\u00ebr shum\u00ebn deri n\u00eb\u202f50% t\u00eb kryegj\u00ebs\u00eb s\u00eb kredis\u00eb por jo m\u00eb shum\u00eb se 500,000 euro. Maturiteti i kredis\u00eb s\u00eb garantuar\u202fderi 84 muaj dhe q\u00ebllimi i kredis\u00eb jan\u00eb Investimet n\u00eb Efi\u00e7ienc\u00ebn e Energjis\u00eb (Mbeshtjellesi i Nd\u00ebrtes\u00ebs; Pajisjet; Linjat e prodhimit dhe masat e tjera t\u00eb Efi\u00e7ienc\u00ebs s\u00eb Energjis\u00eb). Energjia e rip\u00ebrt\u00ebrishme n\u00eb shkall\u00eb t\u00eb vog\u00ebl (er\u00eb, diellore, biomas\u00eb ose energji gjeotermale) deri n\u00eb 400 kw.<\/p>\n\n\n\n

DRITARJA GROW - Kosovo Credit Guarantee Fund<\/a><\/p>\n\n\n\n

Dritarja Grat\u00eb n\u00eb Biznes<\/strong><\/p>\n\n\n\n

Dritarja p\u00ebr Grat\u00eb n\u00eb Biznes ka p\u00ebr q\u00ebllim leht\u00ebsimin e qasjes n\u00eb financa p\u00ebr grat\u00eb nd\u00ebrmarr\u00ebse si dhe avancimin e njohurive financiare, nj\u00eb mb\u00ebshtetje e cila pritet t\u00eb ndikoj\u00eb n\u00eb sigurin\u00eb financiare, dhe fuqizimin financiar dhe t\u00eb pavarur t\u00eb grave. Kjo dritare ofrohet me kushte t\u00eb favorshme p\u00ebr sa i p\u00ebrket riskut t\u00eb kredis\u00eb. Garancit\u00eb do t\u00eb ofrohen p\u00ebr shum\u00ebn deri n\u00eb\u202f70% t\u00eb kryegj\u00ebs\u00eb s\u00eb kredis\u00eb.<\/p>\n\n\n\n

P\u00ebrve\u00e7 komponentit financiar, FKGK \u00ebsht\u00eb duke ofruar edhe komponentin jofinanciar ose programin e asistenc\u00ebs teknike p\u00ebr grat\u00eb n\u00eb biznes t\u00eb cilat po mb\u00ebshteten n\u00eb aspektin e ngritjes s\u00eb kapaciteteve (edukimi financiar dhe formalizimi); rrjet\u00ebzimit, si dhe mentorimit.<\/p>\n\n\n\n

Dritarja Grat\u00eb n\u00eb Biznes - Kosovo Credit Guarantee Fund<\/a><\/p>\n\n\n\n

Dritarja START UP<\/strong><\/p>\n\n\n\n

Dritarja Start-Up ka p\u00ebr q\u00ebllim leht\u00ebsimin e qasjes n\u00eb financa p\u00ebr nd\u00ebrmarrjet e reja me produkte financiare adekuate, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb sigurohet rritja e bizneseve t\u00eb sapo krijuara si dhe rritja e pun\u00ebsimit. Garancit\u00eb do t\u00eb ofrohen p\u00ebr shum\u00ebn deri n\u00eb\u202f80% t\u00eb kryegj\u00ebs\u00eb s\u00eb kredis\u00eb.<\/p>\n\n\n\n

Kjo dritare u dedikohet bizneseve start-up t\u00eb angazhuara kryesisht n\u00eb aktivitete\/sektor\u00eb ekonomik q\u00eb k\u00ebrkojn\u00eb njohuri baz\u00eb. Njohurit\u00eb baz\u00eb i referohen aft\u00ebsive q\u00eb krijohen p\u00ebrmes nj\u00eb arsimimi, trajnimi ose p\u00ebrvoj\u00eb pune t\u00eb m\u00ebparshme.  P\u00ebrve\u00e7 komponentit financiar FKGK \u00ebsht\u00eb duke ofruar edhe komponentin jo-financiar ose programin e asistenc\u00ebs teknike p\u00ebr bizneset e reja, t\u00eb cilat do t\u00eb mb\u00ebshteten n\u00eb aspektin e ngritjes s\u00eb kapaciteteve (edukimi financiar dhe formalizimi); rrjet\u00ebzimit si dhe mentorimit.<\/p>\n\n\n\n

 <\/strong>DRITARJA START-UP - Kosovo Credit Guarantee Fund<\/a><\/p>\n","_sq_post_name":"","_sq_post_excerpt":"","_sq_post_title":"Kredit\u00eb e mbuluara me FKGK","_sr_post_content":"","_sr_post_name":"","_sr_post_excerpt":"","_sr_post_title":"","edit_language":"sr","footnotes":""},"categories":[87],"tags":[],"class_list":["post-1562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kredit-fkgk"],"_links":{"self":[{"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/posts\/1562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/comments?post=1562"}],"version-history":[{"count":1,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/posts\/1562\/revisions"}],"predecessor-version":[{"id":1563,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/posts\/1562\/revisions\/1563"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/media\/1564"}],"wp:attachment":[{"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/media?parent=1562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/categories?post=1562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms.pribank-ks.com\/sr\/wp-json\/wp\/v2\/tags?post=1562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}